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What is a Mortgage Agreement?

A mortgage agreement, is a legal record among two parties, the borrower and the lender, that creates a security interest on a piece of property. The lender gives the borrower a loan for a certain amount of money to buy a property, and in exchange the borrower gives the lender a lien on the property. The agreement is attached to a loan agreement or promissory note, which outlines the terms and conditions of the loan.

Other Names for This Document:

  1. Mortgage Contract
  2. Mortgage Form